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An education loan is a form of financial aid that must be repaid, with interest. (Scholarships on the other hand, do not have to be repaid.) Eligibility for federal student aid is based on many factors, but primarily on financial need. We suggest contacting the financial aid administrator at the college or career school you plan to attend will determine your eligibility. To receive student aid from federal programs, you must qualify for financial need (except for certain loans) and meet the following requirements: Have a high school diploma or a General Education Development (GED) certificate, pass a test approved by the U.S. Department of Education, meet other standards your state establishes that the Department approves, or complete a high school education in a home school setting that is treated as such under state law. Be working toward a degree or certificate in an eligible program. Be a U.S. citizen or eligible non-citizen. Have a valid Social Security Number (unless you're from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau). Register with the Selective Service if required. You can register at www.sss.gov. Maintain satisfactory academic progress once in school. Certify that you are not in default on a federal student loan and do not owe money on a federal student grant. Certify that you will use federal student aid only for educational purposes. Please refer to the Free Application for Federal Student Aid website at www.fafsa.ed.gov Please refer to the Financial Aid Overview section for more information For a chance to win free money for college, register for our $10,000 semi-annual scholarship contest! Remember to investigate scholarship opportunities in your area. See our Finding Out about Scholarships for tips! FreeScholarshipGuide.com offers the largest scholarship directory online and offers an opportunity to win free money for college to help supplement financial aid, grants, reduce student loans or to add to an existing scholarship.